body{
	font-family: sans-serif;
	margin: 0;
	padding: 0;
    	background-color: #cccccc; /* silver/transparent */
}
p{
   	font-size: 12px;
	text-align:justify;
}
div#default{
	min-width: 760px;
	max-width: 980px;
	margin-left:auto;
    	margin-right:auto;
	border: 1px solid #000000;
}

div#main{
    	background-color:#FFFFFF;    
}

/* HEADER STYLES */
div#header_nav{
	background: #CCCCCC;
	color: #000000;
	padding: 3px;
}
div#header_nav a{
	text-decoration: none;
	color: #FFFFFF;
}
div#header_nav a:hover{
	text-decoration: underline;
}
div#header{
	position: relative; 
	background-position: left; 
	background-color: #191970;
	height: 120px;
	border-bottom: 2px solid #FFFFFF;
	}
div#header div#logo{
	height: 120px;
	width: 149px;
	position: absolute;
	background-image: url(images/logo.gif);
	background-repeat: no-repeat;
	border-left: 1px solid #000000;
	border-right: 1px solid #000000;
}
div#header div#banner{
	height: 120px;
	width: 400px;
	margin-left: 151px;
	position: absolute;
	background-image: url(images/banner.gif);
	background-repeat: no-repeat;
}

/* BAR STYLES */
div#bar{
	background: #000000;
	color: #FFFFFF;
	text-align: center;
	font-weight: bold;
	font-size: 12px;
	padding-top: 4px;
	padding-bottom: 4px;
	padding-left: 10px;
}
div#bar a{
	text-decoration: none;
	color: #FFFFFF;
	padding: 4px;
}
div#bar a:hover{
	color: #C0C0C0;
}

/* MENU */
div#menu{
	float: left;
	width: 150px;
	font-size: 12px;
	text-align: left;
}
div#menu div#nav{
	background: #708090;
	padding-top: 2px;
	padding-bottom: 3px;
	font-size: 12px;
	text-align: left;
	border: 1px solid #000000;
	border-top: none;
}
div#menu div#nav a{
	display: block;
	text-decoration: none;
	color: #191970;
	font-weight: bold;
	margin-top: 1px;
	padding: 4px;
	padding-left: 18px;
}
div#menu div#nav a:hover{
	text-decoration: underline;
	color: #FFFFFF;
}
div#menu div#contact{
	text-align: left;
	margin-left: 10px;
	margin-top: 10px;
	font-size: 9px;
}
div#menu div#contact a{
	display: block;
	color: #000000;
	text-decoration: underline;
}

/* MAIN CONTENT */
div#content{
	text-align: justify;
	margin-left: 150px;
	margin-right: 0px;
	padding: 10px;
	font-size: 12px;
}
div#content a:link{
	color: #191970;
	text-decoration: underline;
}
div#content a:visited{
	color: #800080;
}
div#content a:hover{
	text-decoration: none;
}
div#content h1{
	margin-bottom: .8%;
	padding: 0;
	font-weight: bold;
	color: #191970;
	font-size: 25px;
	text-transform: uppercase;
}
div#content h2{
	margin-bottom: .8%;
	padding: 0;
	font-weight: bold;
	color: #191970;
	font-size: 18px;
}
div#content h3{
	margin: 0;
	padding: 0;
	font-weight: bold;
	color: #191970;
	font-size: 16px;
}
div#content h4{
	margin: 0%;
	padding: 0;
	font-weight: bold;
	color: #191970;
	font-size: 14px;
}
div#content left{
	text-align:left;
}
div#content right{
	text-align:right;
}
div#content ul{	
	font-size : 12px;
	line-height : 150%; 
	font-family : arial;	
	margin-top : 0px;	
	margin-bottom : 0px;
}
div#content ol{	
	font-size : 12px;	
	line-height : 150%;
	font-family : arial;	
	margin-top : 0px;	
	margin-bottom : 0px;
}
div#content div#column1{
	float: left;
	width: 33%;
}
div#content div#column2{
	float: left;
	width: 33%;
}
div#content div#column3{
	float: left;
	width: 33%;
}
div#content div.column div{
	margin: 10px;
}

div#content div.column h1{
	margin: 0;
	padding: 0;
	font-weight: bold;
	color: #191970;
	font-size: 16px;
}

div#content div.column h2{
	margin: 0;
	padding: 0;
	font-weight: bold;
	color: #191970;
	font-size: 14px;
}

/* FOOTER */
div#footer{
	clear: both;
	text-align: center;
	padding: 5px;
	font-weight: bold;
	font-size: 9px;
	color: #000000;
}
div#footer a{
	font-weight: normal;
	color: #191970;
}
div#footer a:hover{
	text-decoration: none;
	color: #0000CD;
}

/* FIXING STUFF*/
div#content div#clear{
	clear: both;
	height: 1px;
}
/* CLASS TO APPLY TO CONTAINERS WITH FLOATING OBJECTS INSIDE */
.clearfix:after {
	content: ".";
	clear: both;
	height: 0;
	visibility: hidden;
	display: block;
}
.clearfix {
display: inline-block; /* Fixes IE/Mac */
}
/* Hides from IE-mac \*/
* html .clearfix,
* html .clearfix {height: 1%;}
* .clearfix {display: block;}
/* End hide from IE-mac */